Consumer Direct Loan Officer
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Reports To: Sales Manager
Experience Level: 1+ year
Job Location: Charleston, SC (can be REMOTE from Ewing, NJ)
Desired Start Date: Immediate
Licenses / Certifications: Active loan origination license required
Mortgage Industry Experience: Minimum 1 year of experience in mortgage sales.
Job Description:
Princeton Mortgage seeks to hire an experienced Loan Officers that are looking to THRIVE with a growing company. The Loan Officer is responsible for executing 5 main objectives:
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Assimilate into the company’s culture to provide our customers the Effortless Mortgage experience
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Take inbound calls from multiple different lead sources
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Develop internal relationships with operations staff to deliver support throughout the origination process
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Manage our Affinity program through keeping in contact and providing updates to Clients.
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Maintain familiarity with market trends to support the development of innovative concepts to ensure the company is delivering on the Effortless Experience
Princeton Mortgage is seeking self-motivated, highly competitive Loan Officers to expand its geographic footprint and deliver the Effortless Experience nationwide.
Who Does Well Here – Candidate Description
People who are thriving in our organization are ambitious, continuous learners. They seek challenges and responsibility, have a growth mentality, have a deep desire to reach their full potential, and are able to achieve results.
The candidate should have at least 1+ years of experience in the mortgage industry. The candidate should have an extensive knowledge of the mortgage industry and have a strong operational understanding of the mortgage loan origination process. The candidate must have a proven track record of achieving excellence and building strong relationships throughout their career.
The Responsibilities
Qualifying the Borrower: Based on credit review and initial screen.
Selling the Loan: Payment information for appraisal received.
Accurate 1003: Asking all of the questions on the 1003 and filling out the information accurately.
Initial Docs: Obtaining initial documentation from the borrower and uploading to Encompass.
Notes: Enter Loan Sold Notes in conversation log and include borrowers preferred method of communication.
Execute Disclosures: LO responsible for borrower executing disclosures.
Our Assumptions
We treat our people how we want to be treated, and assume they:
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Are trustworthy
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Are smart and will figure it out
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Seek responsibility and accountability
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Want to learn
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Are happiest professionally when they are doing good work at something they think is meaningful
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Are motivated to work and enjoy controlling their work environment if certain conditions are satisfied
Why Princeton Mortgage?
Because we do what we say we’re going to do…
The Princeton Promise: The Effortless Mortgage or $1,000
The Offer: An environment where motivated people can thrive or we’ll give you $5,000 to quit
The Marketing Machine: Proprietary automated prospecting funnel to generate inbound leads
Sales Management Formula: A Deliberately Developmental Approach
Learning: Princeton Selling System – Mindset. Skillset. Habits.
Coaching: Dedicated weekly 1:1 to help you get where you want to go
Results: Objectives and Key Results Achievement Framework
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Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old multi-faceted real estate brokerage, investment, and insurance company. We are positioned as a well-capitalized banker that is debt free and is creating dynamic new opportunities within our industry.
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