Compliance Officer


Job Title: Compliance Officer

Job Location: Ewing, NJ or REMOTE                 

Desired Start Date: Immediate


Princeton Mortgage isn’t like other mortgage companies. We’re defined by our culture, our values, and our objectives. We foster an environment where motivated people can thrive, and we obsess over giving customers what they want. That’s why we’re ranked in the top 1% for customer satisfaction out of 1,000 financial companies. We’re proud to have been named a Top Mortgage Employer in 2019 and 2020 for exceptional workplace culture, and Inc. Magazine even named us one of the fastest-growing companies in 2020.


Our mission is to connect 50,000 people per year with our flagship product—The Effortless Mortgage—by 2028. To accomplish this, we need the right people.


We are seeking a Compliance Officer to be responsible for supporting and managing the compliance for a growing non-bank mortgage enterprise. 


  • Lead and develop compliance policies and procedures related to the various compliance areas of oversight in alignment with federal and state laws and regulations.

  • Assist in conducting regular and timely compliance audits to determine violations of procedure or law in areas such as ECOA, Fair Lending, TILA, FDCPA, FCRA, EFTA, UDAAP, SCRA, BSA/AML, OFAC, and GBLA across all lending platforms and products.

  • Interface with external regulatory examiners, agencies, investors, warehouse lenders, and business partners to answer compliance questions, facilitate audits, and fulfill documentation requests.

  • Ensure any compliance issues or concerns within the company are being appropriately evaluated, investigated, and addressed in a timely manner.

  • Monitor, review, respond, and resolve any complaints alleging violations of any federal or state laws, regulations, policies, or procedures.

  • Maintain a suspicious activity log for the organization and file SARs, when appropriate.

  • Review new product offerings as well as proposed marketing/sales materials to ensure compliance with applicable laws and regulations.

  • Develop and implement effective annual and on-going compliance training for all employees, including appropriate instruction for new team members and for department-specific needs.

  • Monitor all aspects of changes in state or federal laws and regulations to ensure awareness of actual and pending changes in each area of compliance. Must have strong ability to interpret and advise on the application of various laws and regulations.

  • Develop an ongoing campaign to heighten awareness of the various compliance programs including dissemination of compliance information and obtaining employee feedback, as appropriate.

  • Direct the assessment of targeted compliance issues, investigations, or potential problems.

  • Lead and manage the development of periodic compliance reports of the areas of oversight to senior leadership and department heads.

  • Oversee adequate record maintenance and processes are in place to document compliance efforts.

  • Perform other duties, as assigned (position may oversee pre-fund/post-fund quality control as well).


  • At least 10 years of related experience, including 6 years as a compliance professional. 3 of the 6 years must be within the last 5 years (same as CRCM requirements).

  • A bachelor’s degree or higher in business, finance, or related field

  • Supervisory experience, employee development experience, and leadership skills are essential

  • Prior experience in conducting Compliance Risk Assessments and Audits

  • Lending origination compliance experience

  • Must be fully knowledgeable of HMDA, AML, OFAC, and CRA, and have a demonstrated understanding of compliance systems and controls

  • Must have a strong attention to detail, and the ability to recognize and meet deadlines

  • Proficiency with Microsoft Office Suite

  • Knowledge of Encompass is a plus

  • Experience managing a remote staff is preferred

  • Ability to offer advice, exercise discretion, and maintain confidentiality of sensitive information is a must.

  • Demonstrated ability to develop, cultivate, and maintain effective work relationships with employees, management, and the external vendors is required.

  • Must be able to make recommendations to effectively resolve problems or issues by using judgment and applying standards consistent with company policies, procedures, regulations, and state/federal laws as applicable to the mortgage banking industry.

  • The ability to handle difficult and challenging situations while juggling multiple priorities is required.

  • Proven ability to influence at all levels within the organization.


Princeton Mortgage is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law. This position requires compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and all related regulations. At the time of employment candidate must provide NMLS ID number (SAFE Act registration) and grant Princeton standard background check requirements.