Experience Level:

Minimum 3 years mortgage underwriting experience  

Job Location:

Pittsburgh, PA or Ewing, NJ

Desired Degrees / Certifications:

Must have CHUMS number and current SAR/LAPP certifications.  


Is this a place you'd like to work? We’re a team of people on a journey together to make the most of life and become the best versions of ourselves. We’re working for something bigger than ourselves – we are working for Our Mission – to deliver The Effortless Mortgage. We’re a deliberately developmental organization – an incubator of potential – and help you get where you want to go.

What’s it like working here?

Working here is like being part of a sports team. Not a club team, but a professional sports team that’s trying to win the championship. We foster an environment where motivated people can thrive and achieve amazing results.

Princeton Mortgage is seeking to hire a Mortgage Loan Underwriter.

The Mortgage Loan Underwriter is responsible for ensuring assigned loan applications are closed and prepared in a timely manner and meet all regulatory requirements.  The position may Underwrite Conventional or Government loans, as assigned by management.


  • Underwrites residential mortgage loan applications.

  • Evaluating loan applications and other supporting documentation to ensure that the Company is adhering to Bank, Secondary Market, and/or Regulatory policies and procedure guidelines;

  • Analyzing income documentation, (including tax returns, paystubs, award letters, etc) to determine repayment ability and that the borrowers are within the income guidelines as set forth;

  • Review and approve all required third party documentation (appraisals, credit reports, flood certifications, etc) to ensure compliance with the necessary secondary market guidelines;

  • Communicates lending decisions through the preparation of commitment letters and/or required adverse action notifications.

  • Assumes responsibility for ensuring that the Company follows secondary market standards and all regulatory requirements

  • Works with management in creating efficiencies and making the department more effective.

  • Assist in training new underwriters and origination staff members

  • Provide prompt, quality service to originating branches and correspondents professionally

  • Recommend areas of improvement to staff and loan officers.

  • Respond to questions, queries and request with suitable information.

  • Responds to and resolves technical and complex problems that arise.

  • Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding.

  • Complies with Banks Policies and Procedures, as well as regulatory compliance.

  • Keeps abreast of industry regulations and changes.

  • Performs other duties as assigned.


  • A minimum of three (5) years of Conventional and Government loan processing experience required

  • FHA Direct Endorsement Required/VA LAPP/SAR a plus

  • Previous experience with Encompass loan origination system preferred

  • General understanding of all areas of the mortgage industry

  • Good oral and written communications skills

  • Ability to multitask in a fast-paced environment

  • Strong analytical and problem-solving ability

  • Strong attention to detail

  • Strong customer service skills

Who We Are:

Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird (in a good way).

Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old multi-faceted real estate investment, brokerage, and insurance company. we are positioned as a well-capitalized banker that is debt free and is creating dynamic new opportunities within our industry. We are stewards of a legacy that took over 100 years to build.

  • 35+ years in a business as a full-service Direct Lender

  • Backed by a 100+ year old organization

  • 10x current excess balance sheet and warehouse lending capacity

  • Direct to Fannie & Freddie as an Approved Seller Servicer

  • FHA Full Eagle

  • Rural Housing Approved

All inquiries  will be  kept confidential.






439 Grand Avenue

Ewing, NJ 08628

*The Princeton Promise is subject to applicable lending rules and regulations and is subject to change.

The Effortless Mortgage™